Margaret Delman is an Associate Partner and leading the custody governance and consultancy within Avida International London. Margaret is an industry expert with over 35 years of Investment, banking and consultancy experience. Prior to joining Avida International, Margaret was a senior member of EMEA Custodian Consulting practice and Head of Mercer Sentinel Custodian Governance and Monitoring. Within this role she collaborated with Multi-Nationals, Pension Funds and Sovereign Wealth Funds across the UK, Europe and the Middle East and gained in-depth experience across all strategies within the custodian consultancy and governance process. Prior to joining the Marsh and McLennan Group in 2012, Margaret worked for CAF Investments where she held the position of Treasurer and was a member of the Audit Risk and Compliance Committee and the Investment Advisory Committee. Furthermore, Margaret was a Senior Director within the Treasury and Capital Market Division of Commerzbank AG London, where she was responsible for the group’s investments, strategy and balance sheet management.